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Better Choice Loan

Have you gotten caught in the trap of payday loans? Finding it difficult and costly to get out? Avoid the trap altogether with a Better Choice Loan from Alpena Alcona Area Credit Union. It’s a payday loan alternative – an affordable, short term loan that offers longer repayment terms, reduced fees and lower interest rates. And best of all, it features a built in savings benefit – 10% of the loan will be deposited into your savings account and earn dividends.

Why pay high fees and interest rates when there’s a Better Choice? Make the Better Choice, apply today!


Did you know that you no longer have to write out checks to pay your monthly bills. You can simply pay them by signing up for AAACU’s convenient bill payment service.


Federally insured by NCUA.