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Credit & Debit Card Quick Links

Lost or Stolen VISA Cards
(800) 991-4965

Lost or Stolen ATM/Debit Cards
(800) 754-4128

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MasterCard SecureCode
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Checking Accounts

Experience the AAACU difference by opening a share draft account with products and services designed to enhance and simplify your life. 

  • No minimum balance requirements
  • No monthly service charges
  • Unlimited check writing
  • Free monthly statements
  • Covered by overdraft protection
  • Free online account access
  • Free bill pay
  • Free Direct Deposit
  • Free online check reordering

In addition, you can apply for an Overdraft Line of Credit to protect your account from being assessed overdraft fees.

Let AAACU simplify your life, work in your best interest, and be your partner to help achieve your financial goals by opening or switching your account to Alpena Alcona Area Credit Union today!

Debit Card

Enjoy the benefits of having an AAACU debit card and the convenience of instant access to the fund in your checking account at ATM's and retailers all around the world. 

  • Free
  • EMV chip protection
  • Performs the same functions as an ATM card
  • Accepted everywhere Mastercard is accepted
  • Card Control with CardNav

Apply for your AAACU debit card today!

Debit Card Round Up

Sign up for Alpena Alcona Area Credit Union's "Round-Up" program and every time you use your debit card to make a purchase we'll round up to the nearest whole dollar and transfer the difference to your savings account.

  • Free
  • Save as you spend

To get enrolled today stop by any of our seven office locations or call us at 989-356-3577.


Remember to sign for your purchases for added security!
You should always sign for your purchases when using your debit card. When you sign for your purchases instead of using your personal identification number (PIN), you get security protections that help prevent and detect fraud.

Federally insured by NCUA.