One of Alpena Alcona Area Credit Union’s most important jobs is to help you save money. That’s why we offer a variety of savings options to help you meet your financial goals. Plus, you can feel secure knowing your money is safe since your deposits are insured to at least $250,000 by the NCUA, an agency of the federal government.
Regular Share Account
A regular share account is the foundation of your Alpena Alcona Area Credit Union membership. Share accounts are similar to that of a savings account, but credit unions call it a “share account” because by having this account you own a share of the credit union – you are a member-owner.
The first $5.00 in the account secures your membership to Alpena Alcona Area Credit Union, and opens the door to a variety of products and services. All designed with you in mind!
Own your money! Join Alpena Alcona Area Credit Union today and let the savings begin!
Preferred Share Account
An account that is as diverse as your reasons for saving! Choose up to 10 personalized accounts with a unique name of your choice such as birthday savings, car savings or even mad money. Our preferred share accounts offer a higher paying yield than our regular share account without a minimum balance requirement.
Money Market Account
Ideal for emergency accounts and short-term savings, our insured money market account offers tiered interest rates. The two tiers ensure you earn more when you save more, offer unlimited deposits and up to six transfers a month. The yields are higher than our regular savings accounts and require no time commitment. Your funds are liquid and you can access them at anytime. Start earning more today!
Christmas Club Account
Our Christmas club account allows you to save all year for holiday shopping! It’s a special savings account that runs from October 1st through September 30th each year. Then, on October 1st you get your holiday cash, including interest earned. Funds transfer automatically to the account of your choosing – regular share or share draft account.
Vacation Club Account
Travel expenses can take a toll on your stress-free vacation. So start saving for next year's vacation now with a vacation club account from your credit union. Put money aside from each paycheck and next June, you'll receive your savings, plus interest!
This club runs from June 1st through May 31st each year, and on June 1st funds automatically transfer to your regular share or share draft account – the option is yours.
Dollar Dog Kid’s Club® Savings Account
It’s never too early to teach your kids to be financially responsible. This is your kids chance to have some fun and learn about how they can save, and earn some money along the way. When a kid joins the Dollar Dog Kid’s Club® , they will receive an official membership card, a free gift from Dollar Dog’s treasure chest and all kinds of Dollar Dog fun. There will be special events and contests at your credit union, and the Dollar Dog Clubhouse is always open for learning, fun and games.