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Alpena Alcona Area Credit Union Online Banking

Savings Accounts

Alpena Alcona Area Credit Union is here to be your trusted financial partner, that's why we offer a variety of savings options to help meet your financial goals. You can also feel secure knowing your money is insured up to $250,000 by the NCUA.

Regular Share Account

  • A requirement for membership with AAACU
  • $5.00 membership share
  • Stop by one of our seven office locations to open your account or complete the application and mail it to the credit union

Preferred Share Account

  • Open up to 10 preferred shares per account number
  • Assign unique nicknames to each preferred share
  • Offers a higher interest rate than the regular share accounts
  • No minimum balance required
  • Can open account online

Money Market Account

  • Unlimited deposits
  • Up to six transfers a month
  • Two tiers to ensure you earn more when you save more
  • Minimum balance of $2,000 to earn interest 
  • Can open account online

Christmas Club Account

  • Save all year for the holidays
  • October 1st all funds automatically transfer to the regular share or share draft account of your choice
  • No minimum balance required
  • Can open account online

Vacation Club Account

  • Save all year round
  • June 1st all funds automatically transfer to the regular share or share draft account of your choice
  • No minimum balance required
  • Can open account online

Coverdell Education Savings Accounts

  • Save for educational expenses
  • Tax-free distributions
  • Tax-free earnings
  • No minimum deposit

Health Savings Accounts

  • Free
  • Used to pay current medical expenses
  • Pre-Tax contributions
  • Interest accrued is tax-free
  • Funds roll over from year to year

Enjoy the wide variety of saving options available to you with a membership from Alpena Alcona Area Credit Union. To start your membership today stop by any of our seven office locations or complete the application and mail it to the credit union.

Federally insured by NCUA.