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Valued Member Services

Alpena Alcona Area Credit Union has been putting its members first since 1953! It’s our job to make your life easier because…Everything we do, we do for you! We pride our self on member service and our wide array of products and services is proof of that so let the valuable services continue…

Automatic Payments
Going…going…gone! Does that sound like your every day? Maybe payment due dates just pass by without you even realizing it? Stop worrying and let your credit union simplify your life with automatic payment options…

  • Pay your credit union loan payments automatically from your AAACU account.
  • Set up a payroll deduction so that a portion of your paycheck is automatically deposited into your checking account or directed towards a loan payment.
  • Pay most utility bills by setting up automatic payments from your AAACU account.
  • Set up a recurring transfer in It’s Me 247 Online Banking to transfer payments from your AAACU account.

Save time and money by paying your bills automatically! Contact your credit union to learn more!

Corporate Checks
Commonly referred to as a cashier’s check and provided to our members for those larger dollar transactions…loan payoffs, big purchases, etc.

Direct Deposit
There’s only so much time in a day, why waste a minute of it standing in line to cash a check. With direct deposit, you can be sure your money is deposited when it’s supposed to be. No lines, no “it’s in the mail” it’s automatic…right into your credit union account.

Complete an authorization form from your employer or other payment issuer to have funds deposited directly to your account, or contact us to learn more!

Money Orders
When cash or a personal check just won’t do, your credit union has got you covered…money orders can be issued in amounts up to $1,000.

Night Depositories
Our night depository service provides a quick, secure and convenient way to make after-hours deposits into your Alpena Alcona Area Credit Union accounts, and it's available for use 24 hours a day. Deposit at your convenience – simply place your deposit slip and your funds in an envelope and drop it at any of our branch locations.

Notary Services
For those times in life when only a notary will do…your credit union has got you covered. Stop by any of our branch locations to get your documents notarized for free.

Safe Deposit Boxes*
Keep your valuables secure for just pennies a day! There’s no better deal when it comes to safeguarding your personal treasures than an Alpena Alcona Area Credit Union safe deposit box.

Maintain your peace of mind for an affordable price. Safe deposit boxes in a variety of sizes are available at Alpena Alcona Area Credit Union’s Alpena, Atlanta, Lincoln and Ossineke branch offices. Sizes and availability will vary. Boxes are available to members for an annual fee based on box size.

Signature Guarantees
A "signature guarantee" is needed for the transfer of securities. It is a guarantee provided by your credit union that your signature is genuine so that you can successfully buy, sell or trade your securities – stocks, bonds, notes, etc. And, it’s a service provided at all branches of your credit union free of charge.

Utility Payments
Your credit union collects bill payments for the following utility companies: Alpena Power, Alpena City Water Department, Alpena Township Water Department, Presque Isle Electric and Gas and DTE Energy.

Wire Transfers
Send and receive funds to companies or individuals around the world. Alpena Alcona Area Credit Union offers both domestic and international wire services to our members.

And, the next time you need funds wired to your Alpena Alcona Area Credit Union account, simply provide this information to the financial institution that is wiring the funds:

Wire Fund to...
  ABA/Routing #
Alloya Corporate Federal Credit Union 
  272478075
Further Credit to...
  Account #
Alpena Alcona Area Credit Union
  272476433
Final Credit to...
  Account #
Member Name
  Member Account Number

We’re here to assist you. Simply give us a call at 989-356-3577 or 800-443-3577, text 989-356-3577 for general questions or 989-354-1571 for lending questions or stop by your local branch the next time you need a wire transfer.

Let us know how we can be of greater service to you…email, call, visit or write, whichever is convenient for you. Simply contact us we love to hear from you – our member-owners!


*Contents are not insured by NCUA.

Federally insured by NCUA.