Eligibility Requirements
Because credit unions are classified as cooperatives, there are certain eligibility
requirements that must be met.  Below you will find a brief list of requirements
organizations, businesses, and groups must meet in order to become part of Alpena
Alcona Area Credit Union.  If you do not meet any of the requirements listed below, call
our Alpena office to find out how to become eligible.  Credit Union membership
is easy!

Membership Requirements

• All federal, state and local government employees

• Any students of Alpena Public Schools, Alcona Community Schools, or Alpena
  Community College, Altanta Community Schools

• Persons related by blood or marriage, or residing with a current credit union member

• Any person over the age of 55 who receives a retirement annuity, social security,
  or similar retirement payment from private or government sources, and lives in or
  belongs to a retirement organization located in the county, or in a county contiguous
  to the county where the credit union's main office is located

• Employees or members of employer groups located within 25 miles of the credit
  unions main office at 1100 S. Bagley St., Alpena, or one of our branch offices at
  111 S. Church St., Lincoln, or 11610 U.S. 23 South, Ossineke.

• Employer groups, organizations, and associations located in Montmorency
  County that have provided a written request for credit union service and have
  received approval from the credit union Board of Directors

Along with our core membership requirements, the credit union also serves over 400
Select Employee Groups and over 100 Organizational Groups in Northeast Michigan. 
If you have any questions regarding credit union membership, e-mail membershipservice@aaacu.com.

We gladly welcome new companies and organizations to join our select employee
group list.  If you own a business or belong to a group that would like added to our field 
of membership, call 989-356-3577 ext. 251 today.