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Fresh Start Debit

Your future awaits... rebuild your financial history with a fresh start debit card from Alpena Alcona Area Credit Union. Available to those who've struggled to maintain a positive checking account relationship with other financial institutions. If you have been denied a checking account in the past, this is the account for you!

  • No Minimum Balance
  • Free Debit Card
  • Free Online & Mobile Banking
  • Free Bill Pay
  • Free eStatements
  • Low Monthly Fee of $7.95

You are eligible to convert your Fresh Start Debit account to our standard checking account following 12 months of positive account transaction activity.

Debit Mastercard Lost/Stolen After Hours: 1-800-754-4128

Debit Mastercard Activation: 1-800-466-0040