It's Me 247 Online Banking
Apply for a Loan For Sale ATM/Debit Card Application


The Person-to-Person program allows you to electronically send money to any individual located in the United States.

You will not be asked to enter their account number and routing number. Instead – you will be asked to specify how you wish to send the payment.

You will be able to send either a secure text message or email communication.

With your transfer, you will enter a password that should be provided to the recipient.

They will be sent a secure website that walks them through the steps of collecting the money you sent.

Home > Bill Pay Data Conversion

 Simplify your life with It's Me 247 Bill Pay

Pay Your Bills Online with It’s Me 247 Bill Pay!

Receive, pay, and organize your bills online through Alpena Alcona Area Credit Union’s It’s Me 247 Online Banking!

Looking for an easy way to simplify your life? It’s Me 247 Bill Pay can help you do just that. With It’s Me 247 Bill Pay you can pay your bills online or through Mobile access. It’s a safe and easy way to pay your bills from your credit union checking account.


  • Full integration within online banking

  • Full Mobile functionality from your phone or tablet

  • Ability to configure email alerts

  • Reminders if balance isn’t sufficient to pay bills

  • 20 Free Bill Payments each month

Bill Pay Key Terms

Merchant allows payments to be processed electronically. (Processing Time: 1-2 Business Days)

Merchant will receive a physical check in the mail delivered by the United States Postal Service (USPS). (Processing Time: 7 Business Days)

The bill pay vendor and the payee have established a relationship to better deliver payments on behalf of the member. The payment address is not displayed to member because the information is considered proprietary information to the vendor.

User-defined request for automatic payments for a specific payee. The member will define the payment amount, frequency, start date, and end date.

Payment (bill) information will display within your Bill Pay Dashboard. This information will provide you with the important items such as Payment Date, Amount Due, and Available Balance (if applicable).

Tutorial Videos

Paying a Bill
Setting up an eBill
Add a Payee
Federally insured by NCUA.