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Featured Rates

Featured Rates
Effective Date: Sunday, April 19th, 2015
Loan TypeAPR*Term
Mortgage Loan 2.999% 10 Years
Auto Loans 2.450% 72 Months
My $ Loan 5.950% 48 Months
My $ Loan 7.950% 60 Months
*APR = Annual Percentage Rate; rates may vary depending on each individual’s credit history and underwriting factors.

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Credit Union News
Community News


$150.00 Home Equity Credit

When you finance a new home equity loan with AAACU with a balance of $15,000.00 or more, you will receive a $150.00 Credit.



The $150.00 credit will be deposited into your regular savings after the closing of the loan. 


You must mention this add to a Mortgage Specialists to receive this offer.


In Addition if you apply online for your Mortgage you will receive $50.00 once your mortgage loan is approved and closed.



Alpena Alcona Area Credit Union Partners with Money Smart Week for Financial Education
During the week of April 18th-25th Alpena Alcona Area Credit Union will be partnering with local business to hold a financial savings fair Saturday April 18th from 10:00-3:00pm at the Alpena Mall. Lunch and Learn events held from 12:00-1:00pm will continue through the week at our Alpena Main office located on Bagley St. If you are interested in attending please contact Alison Jakubcin at 989-354-1531 as seating is limited!
Monday April 20th: Steve Jakubcin Cliff Anschuetz Chevrolet and Kelli Rondeau from AAACU
  • The Importance of auto maintenance
  • How to keep the value in your vehicle
  • What to do if you owe more money than your vehicle is worth

Tuesday: April 21st Lorri Rondeau Real Estate One and Annah Orban from AAACU

  • Cost savings through purchasing of a home
  • Tip for purchasing a home and mistakes to avoid
  • The importance of Pre-Approval

Wednesday: April 22nd Kevin Friddle Investment Services Alpena Alcona Area Credit Union

  • Saving for Retirement

Thursday April 23rd: Ashley Simpson Michigan State Police

  • Fraud and Scam

Friday April 24th: Alpena Agency

  • How credit score affects insurance and what you can do to help it
  • How your driving record and claims history affects your premium
  • questions to ask to make sure  you are getting all your qualifying discounts
  • Insurance regarding your home
  • When to make a claim and when not to




Federally insured by NCUA.