Routing #272476433



Share the love. Get rewards

Sharing is caring so why not share the benefits of AAACU with those you love. Simply provide the info below and click "send" to email your family and friends. When the referral turns into a new relationship with AAACU, we will reward you and your friend.

  • $10.00 for new membership
  • $15.00 for new membership with debit
  • $25.00 for new membership with open and active Visa
  • $50.00 for new membership with open auto/rec vehicle loan
  • $150.00 for new membership with mortgage

The more you share, the more rewards you get!

Restrictions may apply. See complete rules for details.

Your Information








The personal information you provide for this offer will not be sold or provided to any third-party marketers. It will, however, be used for internal marketing purposes by Alpena Alcona Area Credit Union.


AAACU membership required. Refer-a-Friend rewards existing members up to $250 for each referral based on the referred (new) member’s participation in qualifying products. Rewards to referred (new) members may not be combined with other offers and are not available to a current member or member in the past 12 months. Offer applies to consumer accounts only. Reward(s) are paid as dividends to the account approximately 60 days from new membership opening if all criteria are met and accounts are in good standing. If criteria are not met within 60 days, reward(s) will not be paid. Must have valid U.S. taxpayer identification number to receive reward which will be reported as dividends on IRS form 1099-INT. All taxes due are the responsibility of the recipient. Limited time offer, subject to change. Offer effective May 31, 2024.