Routing #272476433


Bill Payment

 Simplify your life with It's Me 247 Bill Pay

Pay Your Bills Online with It’s Me 247 Bill Pay!

Receive, pay, and organize your bills online through Alpena Alcona Area Credit Union’s It’s Me 247 Online Banking!

Looking for an easy way to simplify your life? It’s Me 247 Bill Pay can help you do just that. Pay your bills online or through Mobile access safely and easily from your credit union checking account.


  • Full integration within online banking

  • Full Mobile functionality from your phone or tablet

  • Ability to configure email alerts

  • Reminders if balance isn’t sufficient to pay bills

  • 20 Free Bill Payments each month

Bill Pay Key Terms

Merchant allows payments to be processed electronically. (Processing Time: 1-2 Business Days)

Merchant will receive a physical check in the mail delivered by the United States Postal Service (USPS). (Processing Time: 7 Business Days)

The bill pay vendor and the payee have established a relationship to better deliver payments on behalf of the member. The payment address is not displayed to member because the information is considered proprietary information to the vendor.

User-defined request for automatic payments for a specific payee. The member will define the payment amount, frequency, start date, and end date.

Payment (bill) information will display within your Bill Pay Dashboard. This information will provide you with the important items such as Payment Date, Amount Due, and Available Balance (if applicable).

Tutorial Videos

Paying a Bill

Setting Up an eBill


The Person-to-Person or P2P feature located within our online bill pay allows you to electronically send money to any individual located in the United States. 

P2P allows you to transfer funds by sending either a secure text message or email communication to the recipient of the funds. With your transfer, you will enter a password that should only be provided to the recipient. They will then be sent a secure website link that walks them through the steps of collecting the funds being sent.

Members with accounts less than 30 days old will have a $500 daily limit and members with accounts more than 30 days will have a $2,500 daily limit.