Routing #272476433

Alpena Alcona Area Credit Union
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Home Loans

AAACU wants to be your trusted financial partner through all of life's steps. If you are looking to purchase your first home, refinance, build, or remodel AAACU is here for you with our variety of home loan products.

Fixed Rate Mortgage
Details
  • Available in 10-year, 15-year, 20-year, and 30-year terms
  • Low costs
  • Low fixed rates 
  • 90% financing available
 A loan held in-house to allow for creative solutions.

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Apply Now

 

Rural Development 

Details

  • Flexible Down Payment Options
  • 101% financing available
 A mortgage loan for rural homebuyers.

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Apply Now

 

Balloon Mortgage

Details

  • Available in 5.5-years, 7-year terms, and 10-year terms
  • Monthly Payment based on a 30-year term
  • 80% financing available
 A loan that allows for a smaller monthly payment, but a larger payment due at the end of the loan.

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Apply Now

 

Home Equity Loan

Details

  • Available in 10-year or revolving terms
  • 80% financing available
 A loan that allows the borrower to use equity of their home as collateral.

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Apply Now

 

Vacant Land Loan

Details

  • Available in 10-year,15-year, 20-year, and 30-year fixed rate term
  • Available in 5.5-year,7-year, and 10-year balloon term
 A loan to purchase a plot of land.

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Apply Now

 

Construction Loan

Details

  • Apply and Close one Time
 A loan used to finance the construction of a home.

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Apply Now

 

Meet Our Mortgage Originators

Annah Shelia

Annah Orban

P: 989-354-1601

aorban@aaacu.com

NMLS# 422843

Sheila Ling

P: 989-354-1674

sling@aaacu.com

NMLS# 988040

 

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