Certificates of Deposit
AAACU's Certificates of Deposits (CDs) offer a variety of saving options to help meet your financial needs. Each CD earns quarterly interest based on the term and is insured up to $250,000 by the NCUA.
All AAACU CDs can be purchased online via ItsMe247 Online Banking or our Mobile App, or you can visit any branch to open one today!
Regular Certificates
Our Regular Certificates of Deposit provide a secure way to save and watch your money grow.
- Minimum deposit of $500.00
- Available in 90 or 180 days, 12 or 18 months, and 2, 3, 4, or 5-year terms
- Available to open via It's Me 247 online banking account
Youth Certificates
Our Youth Certificates of Deposit are available to youth ages 19 and younger
- Minimum deposit of $100.00
- Available in 90 or 180 days, 12 or 18 months, and 2, 3, 4, or 5-year terms
- Available to open via It's Me 247 online banking account
Save to Win
Alpena Alcona Area Credit Union participates in a nationwide, community reinvestment campaign known as Save to Win. Save to Win is a special certificate of deposit account that helps you build your savings, and gives you the opportunity to win monthly cash prizes!
For each $25 deposit made into your Save to Win certificate, you give yourself another chance to win – up to 300 chances every month.
Invest today! Contact us or login to It’s Me 247 Online Banking, click “New Accounts” and purchase your certificate.
*Save to Win certificates of deposit are available in 12 month terms – $25.00 minimum deposit required. Must be 18 years or older to participate. For full AAACU rules click HERE.
