Certificates of Deposit
AAACU's Certificate of Deposits (CD's) offer a variety of saving options to help meet your financial needs. Each CD earns quarterly interest based on the term and is insured up to $250,000 by the NCUA.
Regular Certificates
Our Regular Certificates of Deposit provide a secure way to save and watch your money grow.
- Minimum deposit of $500.00
- Available in 90 or 180 days, 12 or 18 months, and 2, 3, 4, or 5-year terms
- Available to open via It's Me 247 online banking account
Youth Certificates
Our Youth Certificate of Deposit are available to youth ages 19 and younger
- Minimum deposit of $100.00
- Available in 90 or 180 days, 12 or 18 months, and 2, 3, 4, or 5-year terms
- Available to open via It's Me 247 online banking account
Save to Win
Alpena Alcona Area Credit Union participates in a nationwide, community reinvestment campaign known as Save to Win. Save to Win is a special certificate of deposit account that helps you build your savings, and gives you the opportunity to win monthly cash prizes!
For each $25 deposit made into your Save to Win certificate, you give yourself another chance to win – up to 10 chances every month.
Invest today! Contact us or login to It’s Me 247 Online Banking, click “New Accounts” and purchase your certificate.
*Save to Win certificates of deposit are available in 12 month terms – $25.00 minimum deposit required. Must be 18 years or older to participate.
