Routing #272476433


Valued Member Services

Alpena Alcona Area Credit Union has been putting its members first since 1953! It’s our job to be your most trusted and valued financial partner. We pride ourselves on being your advocate with our wide variety of products and services. 

Account to Account Transfers

  • Account to Account (A2A) Transfers allow a member to transfer money to or from another financial institution via online banking.
  • The member must complete and sign an “A2A OLB Authorization Form” and provide proof of account ownership (ex: a voided check (no starter checks accepted) or statement from the other financial institution that includes the full account number) before an A2A relationship is recorded in our system.
  • Excluding weekends and federal holidays, transfer requests will be completed within 72 hours.
  • For outgoing transfers, the money will be immediately removed from the member’s account. Transfers will not be made if the account does not have sufficient funds for the transfer.

Automatic Payments

  • Pay your credit union loan payments automatically from your AAACU account
  • Set up a payroll deduction so that a portion of your paycheck is automatically deposited into your checking account or directed towards a loan payment
  • Pay most utility bills by setting up automatic payments from your AAACU account
  • Set up a recurring transfer in It’s Me 247 Online Banking to transfer payments from your AAACU account

Save time and money by paying your bills automatically! Contact your credit union to learn more!

Corporate/Cashier Checks

  • Available at all seven office locations
  • $1.00 fee 

Direct Deposit

  • Complete an authorization form from your employer or payment issuer to have fund deposited directly to your account

Money Orders

  • Available at all ten office locations
  • Money orders can be issued in amounts up to $1,000
  • $1.00 fee

Night Depositories

  • Available 24 hours a day at all ten office locations
  • Place deposit slip and funds in an envelope and drop it at any AAACU location

Notary Services

  • Available at all ten office locations
  • Free for Member
  • $10 for non-members

Safe Deposit Boxes*

Available at: Alpena North, Atlanta, Lincoln, and Ossineke 

  • 3" x 10" - $25 a year
  • 5" x 10" - $40 a year
  • 10" x10" - $80 a year

Shared Branching

With Xtend CU Shared Branching there's a branch wherever you go.

  • Access your accounts and make transaction just like you would at AAACU
  • Ove 250 Shared Branching Locations across the country

Signature Guarantees

  • Available at all ten office locations
  • Free for members

Utility Payments

We accept utility payments for:

  • Alpena Power
  • Presque Isle Electric and Gas
  • DTE Energy

Wire Transfers

Alpena Alcona Area Credit Union offers both domestic and international wire services to our members.

If you need funds wired to your Alpena Alcona Area Credit Union account, provide the information below to the financial institution wiring the funds:

Wire Fund to...
  ABA/Routing #
Alloya Corporate Federal Credit Union 
Further Credit to...
  Account #
Alpena Alcona Area Credit Union
Final Credit to...
  Account #
Member Name
  Member Account Number

We’re here to assist you. Simply give us a call at 989-356-3577, text 989-356-3577 for general questions or 989-354-1571 for lending questions or stop by your local branch the next time you need a wire transfer.

*Contents are not insured by NCUA.