Who Can Join
Alpena Alcona Area Credit Union has been putting its members first since 1953! That’s why more than 44,000 individuals, families, businesses, and organizations choose Alpena Alcona Area Credit Union.
Open your account with a $5.00 deposit and within minutes have the ability to set up a savings and checking account, apply for a loan and utilize the many convenient features AAACU has to offer – internet, mobile and text banking, remote deposit capture, electronic bill payment, ATM, debit and credit cards just to name a few.
It’s easy to qualify for membership with AAACU...
- Persons who reside, work, own real property, attend school or worship within any county in the State of Michigan.
- Employees of AAACU.
- A spouse of a deceased member if accepted into membership prior to remarriage.
- Any legal entity that is comprised for the most part of the same general group as the membership of the Credit Union as outlined above.
- Immediate families of existing members.
and, it’s easy to join Alpena Alcona Area Credit Union!
Get started online by completing our online application or, visit any of our ten AAACU locations.
Find A Location
Drive-thru
Onsite ATM
Night Deposit
Accepts Check Deposits
Accepts Cash Deposits
Alpena Alcona Area Credit Union Branch
Alpena Main Office (0 mi.) 1100 S Bagley Street
Alpena, MI 49707
Fax: 989-354-5551
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 515
Alpena, MI 49707
Lobby ATM & Coin Counter
Alpena Branch Office (1.88 mi.)
1013 U.S. 23 N
Alpena, MI 49707Fax: 989-354-2428
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 858
Alpena, MI 49707
Coin Counter
Ossineke Branch Office (10.54 mi.) 11610 U.S. 23 S
Ossineke, MI 49766
Fax: 989-471-5509
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 84
Ossineke, MI 49766
Posen (18.22 mi.)
10514 N. Michigan Ave.
Posen, MI 49776Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 111
Posen, MI 49776
Coin Counter
Lincoln Branch Office (26.04 mi.)
111 S. Church St.
Lincoln, MI 48742Fax: 989-736-3217
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 58
Lincoln, MI 48742
Coin Counter
Rogers City (30.36 mi.) 478 N. Third St.
Rogers City, MI 49779
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
Coin Counter
Atlanta Branch Office (33.15 mi.)
12285 Jerome Street
Atlanta, MI 49709Fax: 989-785-6235
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 633
Atlanta, MI 49709
Coin Counter
Oscoda Branch Office (44.65 mi.)
103 South State Street
Oscoda, MI 48750Fax: 989-739-3555
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 279
Oscoda, MI 48750
Tawas City Branch Office (53.81 mi.)
118 West M-55
Tawas City, MI 48764Fax: 989-362-8520
Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
PO Box 250
Tawas City, MI 48764
Cheboygan (62.64 mi.)
1005 S. Main St.
Cheboygan, MI 49721Lobby Hours:
M, T, W, Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Drive-Thru Hours:
M, T, W, Th: 8:30am - 5:00pm
F: 8:30am - 6:00pm
Sat: 8:30am - 12:00pm
Coin Counter
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
