Routing #272476433

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Rates

Loan Rates

Credit Card Rates

Deposit Rates

Certificate Rates

Rate Specials
Loan TypeRateAPR*TermMax Financing AmountMonthly Payment Amount*
No rates found.

Mortgage Rates
Effective Date: Saturday, June 22nd, 2024
Rates may vary depending on each individual's credit history and underwriting factors. Apply Online
Loan TypeRateAPR*Monthly Payment Amount*
Mortgages
15-Year Fixed 6.750% 7.162% $907.92
30-Year Fixed 7.250% 7.510% $699.91
Vacant Land
15-Year Fixed 7.750% 8.174% $965.75
30-Year Fixed 8.250% 8.526% $770.80
Rural Development
30-Year Fixed 7.750% 8.018% $735.04
* APR = Annual Percentage Rate. Published rate on date stated is subject to change without notice. Rate stated is “as low as” and not all borrowers may qualify. Rate and APR advertised assumes the loan is for an owner-occupied, single family, one-unit purchase transaction with a loan amount of $100,000, at 80% LTV with a FICO Credit Score of 680 or better. The disclosed APR includes origination fees and other finance charges. The APR’s disclosed above assume closing costs of $2,600. Your actual closing costs may vary based on your individual transaction. If your down payment is less than 20%, you may be required to obtain Private Mortgage Insurance (“PMI”) and to escrow for property taxes and insurance. The payment examples shown above do not include PMI premiums, property tax escrow amounts or other insurance premium amounts, which will increase your monthly payment obligation.
Home Equity**
10-Year Fixed 7.100% 8.185% $489.24
HELOC 8.500% 9.370% $496.06
* APR = Annual Percentage Rate. Published rate on date stated is subject to change without notice.
**Home Equity advertised rate and APR assumes amount financed is $40,000. HELOC rate based on a 10 year draw with a 10 year repayment period. Minimum floor rate is 4.0% and maximum rate that may be imposed is 15% using the prime rate as an index. Payment example shown includes estimated closing costs of $1950. You may be required to obtain property insurance which will increase your monthly payment obligation.

Vehicle Loans
Effective Date: Saturday, June 22nd, 2024
Rates may vary depending on each individual's credit history and underwriting factors. Apply Online
Loan TypeRateAPR*TermMonthly Payment Amount*
Vehicle Loans
New Auto (66 month term) 4.950% 4.9501% up to 66 months $606.85
New Auto (78 month term) 5.500% 5.501% up to 78 months $534.71
Used Auto 6.250% 6.251% 72-78 months $547.17
Recreational Loans
New Recreational Vehicles 7.000% 7.000% up to 120 months $406.38
Used Recreational Vehicles 7.750% 7.750% up to 120 months $420.24
New ATV's & Watercraft 5.950% 5.951% up to 66 months $623.10
Used ATV's & Watercraft 7.000% 7.001% up to 54 months $757.70
*APR = Annual Percentage Rate. Published rate on date stated is subject to change without notice. Rate stated is “as low as” and not all borrowers may qualify. Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted. The payment examples shown above do not include GAP premiums, or other insurance premium amounts, which will increase your monthly payment obligation. Your actual payment may vary based on the term, credit score and amount financed.

Personal Loan Rates
Effective Date: Saturday, June 22nd, 2024
Rates may vary depending on each individual's credit history and underwriting factors. Apply Online
Loan TypeRateAPR*TermMonthly Payment Amount*
My $ Loan (Signature Loan) 9.200% 9.202% up to 54 months $113.48
*APR = Annual Percentage Rate. Published rate on date stated is subject to change without notice. Rate stated is “as low as” and not all borrowers may qualify. Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.

Credit Card Rates
Effective Date: Saturday, June 22nd, 2024
Card TypeAPR*DescriptionApply Now

Visa Platinum*

 

10.96% In-house administered credit card program.

Apply Online

Visa Classic* 12.96% In-house administered credit card program.

Apply Online

Student Visa* 12.96% In-house administered credit card program.

Apply Online

Rate is subject to change.
Visa Disclosure

Savings Rates
Effective Date: Saturday, July 1st, 2023
DescriptionMinimum BalanceMinimum Balance for DividendDividend RateAPY*Div. Period Compounded & Credited
Regular Share $5.00 N/A 0.150% 0.150% Quarterly
Preferred Share $0.00 N/A 0.200% 0.200% Quarterly
Christmas Club $0.00 N/A 0.150% 0.150% Quarterly
Vacation Club $0.00 N/A 0.150% 0.150% Quarterly
Share Draft $0.00 N/A 0.000% 0.000% N/A
Traditional IRA $0.00 N/A 1.500% 1.510% Quarterly
Roth IRA $0.00 N/A 1.500% 1.510% Quarterly
Educational IRA $0.00 N/A 1.500% 1.510% Quarterly
Health Savings Account $0.00 N/A 5.000% 5.120% Quarterly
*APY = Annual Percentage Yield. Any fees incurred may reduce earning on the account. Rate is subject to change.

Money Market
Effective Date: Saturday, June 22nd, 2024
DescriptionMinimum BalanceMinimum Balance for InterestInterest RateAPY*Interest Period Compounded & Credited
Tier 1 $2,000.00 $2,000.00 1.850% 1.870% Monthly
Tier 2 $100,000.00 $100,000.00 2.000% 2.020% Monthly
*APY=Annual Percentage Yield. Any fees incurred may reduce earnings on the account. Rate is subject to change.

Certificate Rates
Effective Date: Saturday, June 22nd, 2024
DescriptionTermInterest RateAPY*Minimum PurchaseMinimum Balance for InterestInterest Period Compounded & Credited
90 Day 90 Days 3.500% 3.550% $500.00 $500.00 Quarterly
180 Day 180 Days 4.000% 4.060% $500.00 $500.00 Quarterly
12 Month 12 Months 5.000% 5.100% $500.00 $500.00 Quarterly
18 Month 18 Months 4.000% 4.060% $500.00 $500.00 Quarterly
2 Year 24 Months 2.000% 2.020% $500.00 $500.00 Quarterly
3 Year 36 Months 2.500% 2.520% $500.00 $500.00 Quarterly
4 Year 48 Months 2.750% 2.780% $500.00 $500.00 Quarterly
5 Year 60 Months 3.000% 3.030% $500.00 $500.00 Quarterly
90 Day Youth 90 Days 3.500% 3.550% $100.00 $100.00 Quarterly
180 Day Youth 180 Days 4.000% 4.060% $100.00 $100.00 Quarterly
12 Month Youth 12 Months 5.000% 5.100% $100.00 $100.00 Quarterly
18 Month Youth 18 Months 4.000% 4.060% $100.00 $100.00 Quarterly
2 Year Youth 24 Months 2.000% 2.020% $100.00 $100.00 Quarterly
3 Year Youth 36 Months 2.500% 2.520% $100.00 $100.00 Quarterly
4 Year Youth 48 Months 2.750% 2.780% $100.00 $100.00 Quarterly
5 Year Youth 60 Months 3.000% 3.030% $100.00 $100.00 Quarterly
Save to Win 12 Months 0.500% 0.500% $25.00 $25.00 Quarterly
*APY = Annual Percentage Yield. Any fees incurred may reduce earnings on the account. An early withdrawal penalty will be imposed for withdrawals before maturity. Rate is fixed for the term of the certificate.