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AAACU Blog

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AAACU Blog

At Alpena Alcona Area Credit Union, we are committed to empowering our members with the knowledge and tools they need to make confident financial decisions. Our blog is designed to provide valuable resources on a wide range of topics, including financial education, mortgage information, fraud prevention, and the latest scams.

Check back regularly for new posts designed to educate, inform, and help you make smarter financial choices. At AAACU, we’re here to help you navigate your financial journey every step of the way.

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Don't Get Caught in a Tax Return Scam

Don't Get Caught in a Tax Return Scam

8/7/2025

It's tax season, and that means scammers are looking to steal your tax return. Here's what to know about tax return scams and how to avoid them. 

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Beware of Subscription Scams

Beware of Subscription Scams

8/7/2025

Subscription services offer convience and access to a wide range of services. Unfortunatly, fraudsters often exploit that, here's how subscription scams play out and how to protect yourself.

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All You Need to Know About Tech Support Scams

All You Need to Know About Tech Support Scams

8/7/2025

We know when your tech devices don't work it can be frustrating, and scammers tend to take advantage of that. Learn how you can avoid falling for a tech support scam.

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Beware of AI Scams!

Beware of AI Scams!

8/7/2025

From revolutionizing industries, like healthcare and finance, to replacing AI is changing the world. Here's what you need to do know about AI Scams and how to protect yourself.

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Common Summer Scams and How to Avoid Them

Common Summer Scams and How to Avoid Them

8/7/2025

Don’t get scammed this summer! Here are some of the most common summer scams and how to avoid them.

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6 Naughty Holiday Scams to Beware of This Season

6 Naughty Holiday Scams to Beware of This Season

11/27/2024

'Tise the season to be Jolly! Unfortunately, though, not everything about the holiday season is all happya nd nice. Watch out for these six naughty holiday scams.

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Beware of Payday Loan Scams

Beware of Payday Loan Scams

10/29/2024

While payday loans can be legit, there are many scammers masquerading as payday lenders looking to trap the cash-strapped borrower in a never-ending nightmare. 

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First Time Home Buyers Tips and Tricks

First Time Home Buyers Tips and Tricks

9/16/2024

Embarking on the journey to buy your first home is exciting, but it can also be overwhelming. To help make the process smoother and more manageable, we’ve compiled some essential tips and tricks to set you up for success. 

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Back To School Scams and How to Avoid Them

Back To School Scams and How to Avoid Them

8/23/2024

It’s back-to-school season! You might have a shopping list as long as your Amazon wishlist, but don’t let the overwhelm make it a back-to-scam season for fraudsters. 

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Navigating the Mortgage Application Process

Navigating the Mortgage Application Process

8/19/2024

Owning a home is a dream and major accomplishment for many. Yet, the mortgage application process can be complex and daunting. With the right guidance and preparation, though, you can make this journey much smoother. 

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Navigating the Mortgage Process: Essential Documents You'll Need

Navigating the Mortgage Process: Essential Documents You'll Need

7/5/2024

Securing a mortgage is a significant milestone in achieving the dream of homeownership. However, the journey to obtaining a mortgage involves navigating through paperwork and documents. 

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All You Need to Know About Free Trial Scams

All You Need to Know About Free Trial Scams

6/28/2024

It’s a new product — and you can try it for free! 

Sounds amazing? Well, know that a free trial can actually be a gateway to a devastating scam. Here’s what you need to know about free trial scams and how to stay safe.

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5 Ways to Spring Clean Your Finances

5 Ways to Spring Clean Your Finances

3/15/2024

Looking for a few tips on how to spruce up your finances? Check out these five tips that can help you spring in the right direction.

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8 Financially Responsible Ways to Use Your Tax Refund

8 Financially Responsible Ways to Use Your Tax Refund

2/27/2024

It’s tax refund season! How are you going to be spending the pile of cash that Uncle Sam’s giving back? 

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7 Ways to Cut Back on Amazon Spending

7 Ways to Cut Back on Amazon Spending

2/6/2024

It’s so easy to overspend on Amazon! But, short of giving up the most popular online marketplace in the world, how can you cut back on your Amazon spending? 

It’s easier than you think! With the right tools and information, you can learn to spend less on the giant online marketplace and get your budget back on track. Here are seven ways to cut back on Amazon spending.

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8 Super-Scary Halloween Hacks to Save You Money

8 Super-Scary Halloween Hacks to Save You Money

10/10/2023

It's that time of year again, when jack-o'-lanterns leer into the dark night and cobwebby skeletons hang from every bush. Halloween is great fun for kids and kids-at-heart. But, if you’re the one left paying for all those costumes, decor and candy, you may find the only scare you’re getting from Halloween this year is fear of the credit card bill’s arrival.

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