Routing #272476433


Debit Cards Products

Debit Cards

Enjoy the benefits of having an AAACU debit card and the convenience of instant access to the fund in your checking account at ATM's and retailers all around the world. 

  • Tap To Pay capabilities 
  • EMV chip protection
  • Performs the same functions as an ATM card
  • Accepted everywhere Mastercard is accepted
  • Card Control
  • Earn ScoreCard® Rewards at participating retailers
  • ATM/DEBIT Card Opt In Opt Out Form

 Apply Today!

Debit Card Round-Up

Debit Card Round Up gives you the option to work towards your savings goals while using your debit card for everyday purchases! After enrolling your checking account(s) for Debit Card Round Up, every time you use your debit card, our system will round up the transaction to the next even dollar amount. At the end of each day we’ll deposit the sum of the rounded-up change from your transactions and transfer the total from your checking to the savings account you choose - Money Market, Preferred Shares, or Regular Shares (as applicable).

Complete the enrollment form in our mobile app in the checking menu or call us at 989-356-3577.

Fresh Start Debit

Your future awaits... rebuild your financial history with a fresh start debit card from Alpena Alcona Area Credit Union. Available to those who've struggled to maintain a positive checking account relationship with other financial institutions. If you have been denied a checking account in the past, this is the account for you!

  • No Minimum Balance
  • Debit Card access available
  • Free Online & Mobile Banking
  • Free Bill Pay
  • Free eStatements
  • Low Monthly Fee of $7.95

You are eligible to convert your Fresh Start Debit account to our standard checking account following 12 months of positive account transaction activity.

Debit Mastercard Lost/Stolen After Hours: 1-800-754-4128

Debit Mastercard Activation: 1-800-466-0040