Routing #272476433

A

AAACU Blog

At Alpena Alcona Area Credit Union, we are committed to empowering our members with the knowledge and tools they need to make confident financial decisions. Our blog is designed to provide valuable resources on a wide range of topics, including financial education, mortgage information, fraud prevention, and the latest scams.

Check back regularly for new posts designed to educate, inform, and help you make smarter financial choices. At AAACU, we’re here to help you navigate your financial journey every step of the way.

Filter by Category

Common Summer Scams and How to Avoid Them

Common Summer Scams and How to Avoid Them

8/7/2025

Don’t get scammed this summer! Here are some of the most common summer scams and how to avoid them.

Read More »

Share: Share on Facebook: Common Summer Scams and How to Avoid Them Share on Twitter: Common Summer Scams and How to Avoid Them
Beware of Subscription Scams

Beware of Subscription Scams

7/11/2025

Subscription services offer convenience and access to a wide range of products and services. Unfortunately, fraudsters often exploit these services to scam unsuspecting victims into sharing their information and money.

Here’s how subscriptions scams play out and how to protect yourself from falling victim.

Read More »

Share: Share on Facebook: Beware of Subscription Scams Share on Twitter: Beware of Subscription Scams
Beware of AI Scams!

Beware of AI Scams!

3/6/2025

From revolutionizing industries, like healthcare and finance, to replacing jobs in publishing and graphics, Artificial intelligence (AI) is changing the world. Unfortunately, scammers are also using AI to con victims out of their money and personal info. Here’s what you need to know about AI scams and how to protect yourself. 

Read More »

Share: Share on Facebook: Beware of AI Scams! Share on Twitter: Beware of AI Scams!
Don't Get Caught In a Tax Return Scam

Don't Get Caught In a Tax Return Scam

1/23/2025

It’s tax season, and that means millions of taxpayers are prone to scammers, who are trying to pocket refunds that aren’t theirs. Here’s what to know about tax return scams and how to avoid them.

Read More »

Share: Share on Facebook: Don't Get Caught In a Tax Return Scam Share on Twitter: Don't Get Caught In a Tax Return Scam
All You Need to Know About Tech Support Scams

All You Need to Know About Tech Support Scams

12/30/2024

There’s little in life that’s more frustrating than a computer that won’t do its job. But sometimes,  like your own private miracle, a message appears on your screen. It says: “Technical difficulties? Click here for assistance.” 

Unfortunately, if you follow these instructions, you’ll probably fall directly into a scammer’s trap. Here’s what you need to know about technical support scams and how to prevent yourself from falling victim.

Read More »

Share: Share on Facebook: All You Need to Know About Tech Support Scams Share on Twitter: All You Need to Know About Tech Support Scams
6 Naughty Holiday Scams to Beware of This Season

6 Naughty Holiday Scams to Beware of This Season

11/27/2024

‘Tis the season to be jolly! Unfortunately, though, not everything about the holiday season is all happy and nice. Watch out for these six naughty holiday scams. 

Read More »

Share: Share on Facebook: 6 Naughty Holiday Scams to Beware of This Season Share on Twitter: 6 Naughty Holiday Scams to Beware of This Season
Beware of Payday Loan Scams

Beware of Payday Loan Scams

10/29/2024

While payday loans can be legit, there are many scammers masquerading as payday lenders looking to trap the cash-strapped borrower in a never-ending nightmare. 

Read More »

Share: Share on Facebook: Beware of Payday Loan Scams Share on Twitter: Beware of Payday Loan Scams
First Time Home Buyers Tips and Tricks

First Time Home Buyers Tips and Tricks

9/16/2024

Embarking on the journey to buy your first home is exciting, but it can also be overwhelming. To help make the process smoother and more manageable, we’ve compiled some essential tips and tricks to set you up for success. 

Read More »

Share: Share on Facebook: First Time Home Buyers Tips and Tricks Share on Twitter: First Time Home Buyers Tips and Tricks
Back To School Scams and How to Avoid Them

Back To School Scams and How to Avoid Them

8/23/2024

It’s back-to-school season! You might have a shopping list as long as your Amazon wishlist, but don’t let the overwhelm make it a back-to-scam season for fraudsters. 

Read More »

Share: Share on Facebook: Back To School Scams and How to Avoid Them Share on Twitter: Back To School Scams and How to Avoid Them
Navigating the Mortgage Application Process

Navigating the Mortgage Application Process

8/19/2024

Owning a home is a dream and major accomplishment for many. Yet, the mortgage application process can be complex and daunting. With the right guidance and preparation, though, you can make this journey much smoother. 

Read More »

Share: Share on Facebook: Navigating the Mortgage Application Process Share on Twitter: Navigating the Mortgage Application Process
Navigating the Mortgage Process: Essential Documents You'll Need

Navigating the Mortgage Process: Essential Documents You'll Need

7/5/2024

Securing a mortgage is a significant milestone in achieving the dream of homeownership. However, the journey to obtaining a mortgage involves navigating through paperwork and documents. 

Read More »

Share: Share on Facebook: Navigating the Mortgage Process: Essential Documents You'll Need Share on Twitter: Navigating the Mortgage Process: Essential Documents You'll Need
All You Need to Know About Free Trial Scams

All You Need to Know About Free Trial Scams

6/28/2024

It’s a new product — and you can try it for free! 

Sounds amazing? Well, know that a free trial can actually be a gateway to a devastating scam. Here’s what you need to know about free trial scams and how to stay safe.

Read More »

Share: Share on Facebook: All You Need to Know About Free Trial Scams Share on Twitter: All You Need to Know About Free Trial Scams
5 Ways to Spring Clean Your Finances

5 Ways to Spring Clean Your Finances

3/15/2024

Looking for a few tips on how to spruce up your finances? Check out these five tips that can help you spring in the right direction.

Read More »

Share: Share on Facebook: 5 Ways to Spring Clean Your Finances Share on Twitter: 5 Ways to Spring Clean Your Finances
Does Marriage Make Me Responsible for My Partners Debt?

Does Marriage Make Me Responsible for My Partners Debt?

3/15/2024

Are you newely engaged or dating and curious how your partners finances could impact you? Learn what you might be responsible for after marriage and during marriage.

Read More »

Share: Share on Facebook: Does Marriage Make Me Responsible for My Partners Debt? Share on Twitter: Does Marriage Make Me Responsible for My Partners Debt?
8 Financially Responsible Ways to Use Your Tax Refund

8 Financially Responsible Ways to Use Your Tax Refund

2/27/2024

It’s tax refund season! How are you going to be spending the pile of cash that Uncle Sam’s giving back? 

Read More »

Share: Share on Facebook: 8 Financially Responsible Ways to Use Your Tax Refund Share on Twitter: 8 Financially Responsible Ways to Use Your Tax Refund
Don't Get Caught In a Credit Repair Scam

Don't Get Caught In a Credit Repair Scam

2/9/2024

Everyone wants a great credit score, but sometimes, those three little numbers need some help.  That’s where credit repair companies come in. These services can help identify and dispute errors on a credit report as well as work with consumers to help boost their scores. Unfortunately, though, not all credit repair companies are legit. 

Read More »

Share: Share on Facebook: Don't Get Caught In a Credit Repair Scam Share on Twitter: Don't Get Caught In a Credit Repair Scam
Savings Strategies for the New Year

Savings Strategies for the New Year

2/6/2024

It’s a new year, and a great time to increase your savings. As a member of , you have so many ways to save! Let’s take a look at some of them so you can make an informed decision about wisely growing your funds.

Read More »

Share: Share on Facebook: Savings Strategies for the New Year Share on Twitter: Savings Strategies for the New Year
7 Ways to Cut Back on Amazon Spending

7 Ways to Cut Back on Amazon Spending

2/6/2024

It’s so easy to overspend on Amazon! But, short of giving up the most popular online marketplace in the world, how can you cut back on your Amazon spending? 

It’s easier than you think! With the right tools and information, you can learn to spend less on the giant online marketplace and get your budget back on track. Here are seven ways to cut back on Amazon spending.

Read More »

Share: Share on Facebook: 7 Ways to Cut Back on Amazon Spending Share on Twitter: 7 Ways to Cut Back on Amazon Spending
8 Super-Scary Halloween Hacks to Save You Money

8 Super-Scary Halloween Hacks to Save You Money

10/10/2023

It's that time of year again, when jack-o'-lanterns leer into the dark night and cobwebby skeletons hang from eveyr bush. Halloween is great fun for kids and kids-at-heart. But, if you’re the one left paying for all those costumes, decor and candy, you may find the only scare you’re getting from Halloween this year is fear of the credit card bill’s arrival.

Read More »

Share: Share on Facebook: 8 Super-Scary Halloween Hacks to Save You Money Share on Twitter: 8 Super-Scary Halloween Hacks to Save You Money
5 Amazon Scams You Need to Know About

5 Amazon Scams You Need to Know About

10/10/2023

When it comes to convenience, service and sheer scope of products, nothing beats Amazon. The world’s largest and most popular online marketplace is the 21st century shopper’s go-to for virtually any product under the sun. Unfortunately, though, Amazon is also rife with scammers. Here are five Amazon scams and tips from the e-commerce giant for protecting yourself from falling victim to these schemes.

Read More »

Share: Share on Facebook: 5 Amazon Scams You Need to Know About Share on Twitter: 5 Amazon Scams You Need to Know About