Have access to your account at your fingertips! Connect to your finances anytime, anywhere! With It’s Me 247 Text Banking you can use your phone to access your accounts, check your balances and even pay your bills!. It’s banking at its easiest…in the palm of your hand!
It's the quickest, most convenient way to stay connected to your credit union. And, It’s Me 247 Text Banking let’s you check your account balances by simply texting the credit union at IM247! Plus, you can enroll in eAlerts so that you can receive text messages when your account balance is higher or lower than a set amount, if a loan payment is coming due or when ACH deposits or withdrawals are being posted.
With It’s Me 247 Text Banking, you stay informed! You stay connected! Enroll today by clicking on the “Go Mobile” button in It’s Me 247.
Now, also enjoy the convenience of texting with an AAACU team member during normal business hours. If you have general questions, simply text 989-356-3577 or if you have lending questions text 989-354-1571.
Text Banking FAQs
You enroll in Text Banking by clicking on “Go Mobile” at the top of the It’s Me 247 toolbar.
Then select Text Banking to access the enrollment screens.
Our Text Banking service is secure. You activate the service only when you are securely
logged into your online banking account. The text messages provided through Text Banking do
not contain confidential information about you or your accounts.
Your credit union does not charge you for text banking; however, your mobile phone carrier
may charge standard text messaging fees. Please check with your mobile phone carrier if you
aren’t sure what fees apply when you send and receive text messages.
Yes, it will as long as you have text messaging enabled with your mobile carrier and use a
carrier that the service supports.
Simply text “STOP” to IM247 (46247) on your enrolled mobile phone, or you can return to
the Text Banking page and click the Unenroll button. We will no longer send text messages to
you from the Text Banking service. You can add a new phone at any time if you change your
Verifying your phone is a one?time step and is one way we ensure the security of Text
Enrolled members receive the following services from their credit union:
- Members can text message requests and receive text message replies on the available balance on accounts of enrolled memberships.
- Members can enroll in eAlerts and select to have the alerts sent to them in the form of a text message.
- Members can quickly transfer funds between accounts.
During enrollment we will send you a text message with your verification code. If you have
already submitted your mobile number during enrollment, check your mobile device now. You
should receive a text message with your verification code within a few minutes.
It might take several minutes to receive your code. If you feel you have waited long enough,
you can click the Send Code Now button again. Please check your mobile device shortly for a
new text message. If you still experience problems, be sure you entered your mobile device
Yes, you can. If you experience difficulties, we recommend that you go through the
enrollment process again and get a new code.
You can view a list of commands by clicking the View Available Commands
link on the Text Banking page in online banking.
No, keywords are not case sensitive. You can type ‘help’ or ‘HELP.’
The short code is IM247 (46247). This short code will only work if you have enrolled in Text
You should receive a message within one or two minutes. Exact timing depends on your
mobile service carrier.
There is no password needed for sending and receiving text messages to IM247 (46247).
You should go to the Text Banking page within online banking and delete the mobile device
you have lost. That will terminate Text Banking service for that mobile device. You can always
return later and enroll a new device.
Yes, you first need to delete your old phone number from within online banking or by
texting STOP to IM247 (46247). Then enroll your new mobile device from within online banking.
Yes, once you setup an eAlert in online banking, there is an option to receive a notification
via text message.
Yes, members must create custom transfer codes to transfer between suffixes.