Meet Your LPL Financial Advisors
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LPL Financial Advisor
478 N Third Street
Rogers City, Michigan 49779
Phone: (989-354-1697
Email: Gary.Altman@LPL.com
Gary started his financial career in the credit union industry 35 years ago, serving as Chief Operations Officer for 20 years. The mantra of “people helping people” resonates deeply with him and has become the fabric of his daily life. In addition, for the past 8 years he has served as an Investment Advisor Representative which has been very rewarding. It took him exactly 3 client interviews to realize that most people in retirement struggle to know how their money is being invested. He strives to educate clients to be able to understand the why, what, and how as it pertains to their portfolio.He takes pride in spending extra time to make sure clients know how their hard-earned money is invested and how we are mitigating risks that come with investing.
Gary loves having the conversations with clients to learn about their individual successes and challenges. Gary states, “Regardless the size of your nest egg or earnings, be assured that I will treat you with respect and do what I can to help you achieve your financial goals.”
For over 25 years Gary has been married to his wife, Jennifer. They have a daughter, Rieana, and a granddaughter, Laine. Having grown up on a dairy farm, Gary loves rural living and enjoys hunting, sports, and giving to his community where he has served as a member of the local Optimist Club for over 20 years.
As an LPL Financial Advisor, Gary provides client investment strategy oversight, financial planning, and technology supported through LPL Financial, the largest independent broker-dealer* in the nation. Gary holds FINRA Series 7, 63 and 65 registrations through LPL Financial. He has Life and Variable Insurance license in Michigan. Financial consultants supported by LPL Financial have become a leading source of professional guidance for accumulating and managing personal wealth.
*As reported by Financial Planning Magazine, June 1996-2025, based on total revenue.
Raised on a farm in the Alpena area, Jessica has a deep appreciation for hard work, trust, and looking out for each other. These principles continue to shape her advising style and the way she approaches each member interaction. She believes financial planning should feel collaborative and grounded in what matters most to those she serves.
Jessica works closely with members to develop customized financial strategies that align with their goals and lives. Whether she's helping someone gain a better financial understanding, helping them plan for a major life transition, or prepare for retirement, she is committed to providing clear guidance and ongoing education so members can make informed decisions with confidence. Her focus is on long-term partnership and building a sense of security that will extend through lifetimes.
Outside of the office, Jessica enjoys spending time with her family and staying connected to her roots. From local events to spending time with her children outdoors, she values the connection that comes from serving others and living in the community she has always called home.
As an LPL Investment Advisor, Jessica provides member investment strategy oversight, financial planning, and technology supported through LPL Financial, the nation's largest independent broker dealer.* Financial consultants backed by LPL Financial have become the leading source of customized guidance for accumulating and managing personal wealth. Jessica has earned an associate’s degree in Small Business Management from Alpena Community College and holds FINRA Series 7 and 66 registrations through LPL Financial. She has Life, Accident, Health and Variable Insurance licenses in Michigan.
*As reported by Financial Planning Magazine, June 1996-2025, based on total revenue
LPL Financial Advisor
1013 US-23 North
Alpena, Michigan 49707
Phone: (989) 354-1578
Email:Jessica.Howard@lpl.com
LPL Financial Advisor
1013 US-23 North
Alpena, Michigan 49707
Phone: (989) 354-1584
Email:Griffin.Fairchild@lpl.com
As an LPL Investment Advisor Representative, Griffin enjoys building meaningful relationships with members while helping them navigate important financial decisions. He believes financial conversations should be understandable, educational, and beneficial regardless of an individual's income level or stage of life. Griffin values helping members better understand their options so they can feel more confident and informed about their financial future.
Griffin is passionate about retirement planning, investment strategy, and helping members address their financial goals. One of the aspects he enjoys most about his role is the opportunity to make a direct impact on someone’s life, whether helping a family prepare for retirement, assisting a business owner, or providing greater confidence during a difficult financial decision. Griffin appreciates that every member's situation is unique, and he values the opportunity to continue growing professionally in an industry that is constantly evolving.
Outside of the office, Griffin enjoys spending time outdoors, especially fishing in the lakes and waterways across Northern Michigan. He also enjoys watching sports, especially NBA and NCAA basketball. Griffin values being active in the local community and enjoys meeting and building relationships with the people and businesses throughout the area he serves.
As an LPL Investment Advisor Representative, Griffin provides client investment strategy oversight, financial planning, and technology supported through LPL Financial, the nation's largest independent broker dealer.* Financial consultants backed by LPL Financial have become the leading source of customized guidance for accumulating and managing personal wealth. In addition to his bachelor's degree, Griffin holds FINRA Series 7 and 66 registrations through LPL Financial. He also has Life, Accident, Health, and Variable Insurance licenses in Michigan.
*As reported by Financial Planning Magazine, June 1996-2025, based on total revenue.
Products & Services Contact Us
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Alpena Alcona Area Credit Union and AAACU Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using AAACU Investment Services, and may also be employees of Alpena Alcona Area Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Alpena Alcona Area Credit Union or AAACU Investment Services. Securities and insurance offered through LPL, or its affiliates are:
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Not Insured by NCUA or Any Other Government Agency |
Not Credit Union Guaranteed |
Not Credit Union Deposits or Obligations |
May Lose Value |
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
LPL Financial Form CRS
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