Routing #272476433


Home Equity Loans

Put the equity of your home to work today with a Home Equity Loan at AAACU!


Fixed Home Equity

With a fixed term, you'll be given the value of your home's equity in a lump sum that you will make payments on over time. 

  • Available in a 10- year term
  • 80% financing available
  • Currently offering up to $1,000.00 off in closing costs*


Home Equity Line of Credit (HELOC)

A HELOC has a revolving term, so your equity is always available to you.

  • Available in a revolving term
  • 80% financing available


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*For new Home Equity loans financed during the offer period, AAACU will waive closing costs up to $1,000.00. Fixed-rate product only, not offered on home equity lines of credit. A sample $40,000 closed-end Home Equity loan financed at 8.500% will be 9.610% APR with a payment of $496.16. APR = Annual Percentage Rate as of 4/18/2023. Rates and terms are subject to change. Credit Union membership required and not all borrowers will qualify. Federally insured by the NCUA.

Let AAACU simplify your life, work in your best interest, and be your partner to help achieve your financial goals by opening or switching your account to Alpena Alcona Area Credit Union today!