Job Openings: Mortgage Processor - Alpena Main Office
|Announcement Date:||November 8, 2018|
|Location of Position:||Alpena, MI|
|Salary:||$12.06 to $18.69 / Hour|
|Days:||Monday through Friday with some Saturdays|
A Mortgage Loan Processor is to ensure completeness of mortgage loan documentation while adhering to department, service and quality standards.
Relationships: Promote professionalism at all times; work cooperatively with other co-workers and provide cordial member service regardless of the individual’s personality, presence or communication style. Acquire and maintain comprehensive knowledge of credit union philosophies, policies, procedures, products and services – participate in staff development programs in support of the credit union's commitment to continuous improvement in sales, service, quality and teamwork.
Service and Sales: Deliver consistent exceptional member service by displaying sincere, outgoing and aggressive friendliness – smiling, acknowledging and or greeting every member, introducing yourself, making eye contact and thanking the member are all examples. Support the credit union in all initiatives with a positive attitude and willingness to get the job done.
Operations and Production: Verify, compile and enter application information for real estate loans: review residential loan application files to verify application data is complete, accurate and meets established standards, including but not limited to type and amount of mortgage, borrower assets, liabilities, employer, length of employment, etc.
Basic Qualifications: Two years of work experience in residential mortgage lending with a high level of proficiency in mortgage loan processing and underwriting systems; proven knowledge of the financial industry.
Knowledge of conventional and/or government lending programs/guidelines; understanding of State and Federal Regulations governing Real Estate Lending.
Proven ability to deliver exceptional member service – strong member service focus and demonstrated sales skills aptitude with verifiable job history showing stability, consistency, dependability, and accountability.
Additional Desired Attributes:
Strong computer skills including a fundamental understanding of mortgage system applications and Microsoft Office programs – ability to quickly learn new online systems and procedures as implemented.
Entrepreneurial spirit – An attitude and approach to thinking that actively seeks out change, rather than waiting to adapt to change. A mindset that embraces critical questioning, innovation, service and continuous improvement.
Our work is driven by PRIDE, an acronym for Professionalism, Respect, Initiative, Dedication and Enthusiasm; therefore, Mortgage Loan Processors must also demonstrate conduct consistent with our corporate values:
- Practice open communication with all levels;
- Be accountable by taking ownership of member issues and responsibility for one’s actions;
- Foster teamwork by cooperating and collaborating with other employees;
- Seek ways to make the workplace fun for oneself and others;
- Conduct oneself with integrity by being honest, trustworthy and ethical in all work activities and interactions;
- Work with a service orientation by having a genuine concern for the needs of one’s members and by being friendly, professional and following through on commitments; and
- Demonstrate humility in all interactions and remember to leave one’s ego at the door when one arrives to work.
Our outstanding benefit package includes, but is not limited to: Generous health, vision, and dental package, tuition reimbursement, paid time off & paid sick time, 401(k) matching, life & disability, and competitive wages & incentive pay. Not to mention our fabulous Student Debt Repayment Program, where AAACU pays up to $10,000.00 toward your student loan debts!
How to Apply
Applications and resumes are accepted online.
Directions on how to apply.